AU Small Finance Bank is an Indian private sector bank founded in 1996. The bank has branches across 21 states and three union territories in India, with over 30,000 employees. With a customer base of lakhs of people across the country, the AU Small Finance Bank has the maximum number of branches in Rajasthan, its home state. Along with all its outstanding services, it offers several exclusive credit cards in different categories. Very soon after starting its banking and card services, the AU Bank became a major card issuer in the country and is now trusted by thousands of individuals. As of June 2024, AU Bank has more than 10 lakh active and outstanding credit cards in the country. This is still a considerable achievement as AU Bank only issues one credit card per customer. AU Bank also has a great initiative to offer upgraded credit cards not only to AU Bank customers but to others as well. The card issuer has also launched the SwipeUp platform, where you can get upgraded credit cards with a better credit limit, better rewards, and more benefits. Further in this article, we will discuss about AU Bank Credit Cards in detail, and then you can find the best one for yourself:
List Of Best AU Bank Credit Cards in India
American Express doesn’t issue many credit cards like HDFC Bank or SBI Card, but all the cards issued by AmEx offer great privileges over different categories. You can find the best AmEx Credit Cards, their detailed features & benefits, and other information below in this article:
Premium Card
Best For: Flights & Hotel Booking
Axis Atlas Credit Card
4.3/5
- Airmiles
- Hotel Points
- Reward Points
- Airport Lounges
(Including GST)
(Including GST)
₹ 585
4%
Accelerated Reward Rate
10%
The SmartEarn card is an entry-level shopping credit card by AmEx. It comes with a nominal annual fee of Rs. 495 per annum, and you get Rs. 500 cashback as a Welcome Benefit on eligible spends of Rs. 10,000 in the first 90 days of the card membership.
American Express Credit Cards are eligible for people with income greater than 6 lakhs
Premium Card
Best For: Airmiles, Hotel Rewards
4.3/5
- Shopping
- Reward Points
- Travel
- Airport Lounges
(Including GST)
(Including GST)
₹ 5310
1%
Accelerated Reward Rate
6%
The American Express Membership Rewards Credit Card (MRCC) is a mid-tier offering designed for those seeking a balanced mix of rewards and privileges. It provides a competitive reward rate, starting with a generous welcome gift of 4,000 Membership Rewards Points. Cardholders earn 1 Membership Rewards Point for every ₹50 spent, making it a rewarding choice for everyday purchases.
Additionally, the card comes with attractive milestone benefits and value-added features like zero liability protection, a fuel surcharge waiver, and access to exclusive AmEx offers, enhancing its appeal as a versatile and reliable credit card.
Premium Card
Best For: Airmiles, Hotel Rewards
AU Nomo Credit Card
4.3/5
- Travel
- Reward Points
- Shopping
- Airport Lounge
(Including GST)
(Including GST)
₹ 5900
1%
Accelerated Reward Rate
8.5%
As its name suggests, this card is a premium travel-focused offering from American Express. Cardholders earn 1 Membership Rewards Point for every ₹50 spent and enjoy a wide range of benefits, including limited complimentary domestic airport lounge access, a Priority Pass membership, discounts on movie tickets, and exclusive dining privileges.
Designed for frequent travellers, the card also provides a special Taj Stay voucher worth ₹10,000 upon spending ₹4 lahks in a membership year, adding significant value to its travel benefits. This card is an excellent choice for those who want a blend of luxury and rewards in their travel experiences.
Premium Card
Best For: Airmiles, Hotel Rewards
American Express Gold Charge Card
4.3/5
- Travel
- Reward Points
- Shopping
- Cashback
(Including GST)
(Including GST)
₹ 5310
1%
Accelerated Reward Rate
6%
The American Express Gold Charge Card offers flexibility with a choice between an annual or monthly membership plan. The annual membership fee for this card is Rs. 4,500. The reward points structure for this card includes the following:
- Earn 1 Membership Rewards Point for every Rs. 50 spent using the card.
- No Membership Rewards Points are awarded on insurance premium payments or cash transactions.
- Earn 1 Membership Rewards Point for every Rs. 50 spent on utilities and fuel, with a cap of 10,000 points for utilities and 5,000 points for fuel.
- You can earn 5X Membership Rewards Points on all purchases made through the Rewards Multiplier portal.
Additionally, the American Express Gold Charge Card offers a range of premium privileges, such as benefits for travel, dining, and movie bookings.
Premium Card
Best For: Airmiles, Hotel Rewards
American Express Platinum Reserve Credit Card
4.3/5
- Travel
- Dining
- Shopping
- Reward Points
(Including GST)
(Including GST)
₹ 11800
4%
Accelerated Reward Rate
10%
The Platinum Reserve Card from American Express is a premium offering with an annual membership fee of Rs. 10,000 and a joining fee of Rs. 5,000. Upon joining, you receive a welcome gift of 11,000 Bonus Membership Rewards Points. The card earns a flat 1 Membership Rewards Point for every Rs. 50 spent (excluding fuel, utilities, insurance, and EMI transactions). In addition to reward points, the card offers a variety of premium benefits, including 24/7 concierge service, golf privileges, complimentary access to domestic and international lounges, and personal air accident coverage of Rs. 1 crore.
Super Premium Card
Best For: Luxury Lifestyle Benefits
American Express Platinum Charge Card
4.3/5
- Hotel Points
- Airmiles
- Shopping
- Airport Lounge
(Including GST)
(Including GST)
₹ 77880
1.25%
Accelerated Reward Rate
25%
The American Express Platinum Credit Card is the most premium offering from AmEx. As a Charge card, it comes with no preset credit limit. The card carries a significant annual membership fee of Rs. 60,000 and offers the following benefits:
- Earn 1 Membership Rewards Point for every Rs. 40 spent using the card.
- Earn 3X Membership Rewards Points on international transactions.
- Earn 5X Membership Rewards Points on purchases made through the Rewards Multiplier portal.
In addition to these rewards, the card provides a wide range of premium benefits, including unlimited access to domestic and international airport lounges, discounts on movie tickets and at partner restaurants, and personal air accident coverage of Rs. 5 crore.