HSBC Bank, a global financial powerhouse, offers a range of premium credit cards designed for those seeking luxury, exclusive privileges, and high rewards. From pre-sale event access and complimentary airport lounge benefits to higher reward points, HSBC Credit Cards cater to various lifestyles. With 8.4 lakh active credit card users in India as of January 2025, HSBC continues to expand its offerings. Whether you need a card for travel, shopping, or everyday spending, HSBC provides tailored solutions to match diverse financial needs.
List Of HSBC Bank Credit Cards in India
American Express doesn’t issue many credit cards like HDFC Bank or SBI Card, but all the cards issued by AmEx offer great privileges over different categories. You can find the best AmEx Credit Cards, their detailed features & benefits, and other information below in this article:
Entry Level Card
Best For: Shopping, Cashback
HSBC Visa Platinum Credit Card
3.5/5
- Shopping
- Cashback
- Reward Points
- Airport Lounges
Joining fee
Renewal Fee
Base Reward Rate
Accelerated Reward
The American Express SmartEarn Credit Card is a budget-friendly option designed for frequent shoppers. With an affordable annual fee of ₹495, it provides great value, starting with a ₹500 cashback as a welcome benefit when you spend ₹10,000 within the first 90 days of card activation.
Reward Points Structure:
- Earn 1 Membership Rewards Point for every ₹50 spent, except on fuel, insurance, utility bills, cash transactions, and EMI conversions at POS.
- Get 10X Membership Rewards Points on purchases made at Ajio, Flipkart, Nykaa, BookMyShow, and Uber, capped at 500 points per month per category.
- Enjoy 10X Membership Rewards Points on Zomato (up to 500 points monthly).
- Receive 5X Membership Rewards Points on Amazon (maximum 250 points per month).
- Maximize your earnings with up to 1,250 bonus Membership Rewards Points per month by spending ₹7,500 across partner brands.
This card is ideal for those who frequently shop online and want to earn accelerated rewards while keeping annual fees low.
Premium Card
Best For: Airmiles, Hotel Rewards
4.0/5
- Shopping
- Reward Points
- Travel
- Airport Lounges
Joining fee
Renewal Fee
Base Reward Rate
Accelerated Reward
The AmEx Membership Rewards Credit Card (MRCC) is a mid-tier credit card that offers a balanced mix of rewards and benefits, making it ideal for those who maximize their monthly spending.
Key Benefits:
- Welcome bonus: 4,000 Membership Rewards Points.
- Earn 1 Membership Rewards Point for every ₹50 spent.
- Exclusive milestone rewards for consistent spending.
- Zero liability protection for unauthorized transactions.
- Fuel surcharge waiver and access to AmEx exclusive offers.
With its strong rewards structure and valuable perks, this card is best suited for individuals who can meet a monthly spending target of ₹20,000 and want to make the most of their everyday purchases.
Premium Card
Best For: Airmiles, Hotel Rewards
HSBC TravelOne Credit Card
4.3/5
- Travel
- Reward Points
- Shopping
- Airport Lounge
Joining fee
Renewal Fee
Base Reward Rate
Accelerated Reward
The AMEX Platinum Travel Credit Card is a premium offering designed for frequent travelers, providing a mix of luxury and rewards. Cardholders earn 1 Membership Rewards Point for every ₹50 spent and enjoy exclusive travel and lifestyle perks.
Key Benefits:
- Limited complimentary domestic airport lounge access.
- Priority Pass membership for global lounge access (usage charges may apply).
- Discounts on movie tickets and exclusive dining privileges.
- Milestone reward: A Taj Stay voucher worth ₹10,000 upon spending ₹4 lakh in a membership year.
With a strong focus on travel benefits, this card is ideal for those looking to enhance their journeys with premium privileges and valuable rewards.
Premium Card
Best For: Airmiles, Hotel Rewards
HSBC Premier Metal Credit Card
4.3/5
- Travel
- Reward Points
- Shopping
- Cashback
Joining fee
Renewal Fee
Base Reward Rate
Accelerated Reward
The AMEX Gold Card is a premium charge card designed for individuals who enjoy exclusive privileges and generous reward benefits. With a membership fee of ₹1,000 for the first year and ₹4,500 per year from the second year onward, this card offers a rewarding experience across multiple spending categories.
Reward Points Structure:
- Earn 1 Membership Rewards Point for every ₹50 spent using the card.
- No reward points are earned on insurance premium payments and cash transactions.
- Get 1 Membership Rewards Point for every ₹50 spent on utilities and fuel, with a monthly cap of 10,000 points for utilities and 5,000 points for fuel.
- Enjoy 5X Membership Rewards Points on purchases made via the Rewards Multiplier portal.
Beyond rewards, the AMEX Gold Card provides access to exclusive benefits, including travel perks, dining privileges, and entertainment offers, making it a perfect choice for those seeking a luxurious and rewarding experience.
Exclusive Benefits:
- Premium privileges across travel, dining, and entertainment.
- Access to exclusive offers and discounts for AmEx cardholders.
- A charge card with no pre-set spending limit, offering financial flexibility.
The AMEX Gold Charge Card is an excellent choice for those who want to enjoy higher reward rates and exclusive lifestyle perks while maintaining financial flexibility.
Premium Card
Best For: Airmiles, Hotel Rewards
HSBC Taj Credit Card
4.3/5
- Travel
- Dining
- Shopping
- Reward Points
Joining fee
Renewal Fee
Base Reward Rate
Accelerated Reward
The AMEX Platinum Reserve Card is a premium offering designed for individuals who seek luxury, convenience, and exclusive privileges. With a membership fee of ₹10,000 per year, this card comes with a welcome bonus of 11,000 Membership Rewards Points, making it a rewarding choice from the start.
Reward Points Structure:
- Earn 1 Membership Rewards Point for every ₹50 spent using the card.
- No reward points are earned on fuel purchases, utility bills, insurance payments, and EMI transactions.
Exclusive Benefits:
- 24×7 Concierge Service for personalized assistance.
- Complimentary access to domestic and international airport lounges.
- Golf privileges at select premium courses.
- Personal air accident cover worth ₹1 crore for added security.
The AMEX Platinum Reserve Card is a great choice for those who value premium perks and a seamless lifestyle experience.
