Credit Cards For Income Above ₹1,50,000

For individuals earning ₹1,50,000+ per month, banks offer elite credit cards that provide luxury lifestyle benefits, superior rewards, and global travel privileges. These super-premium cards are designed for high-net-worth individuals seeking unmatched exclusivity and services.

Exclusive Benefits of Elite Credit Cards:

✅ Global Concierge Services – 24/7 assistance for travel, dining, and entertainment.
✅ Unlimited Lounge Access – Complimentary access to luxury airport lounges worldwide.
✅ VIP Hotel & Airline Perks – Free upgrades, special discounts, and premium experiences.
✅ Personalized Financial & Wealth Management Services – Tailored investment and credit solutions.

Who Can Apply?

These cards have strict eligibility criteria, including high income, a stellar credit score, and often require a private banking relationship with the issuing bank.

HDFC Bank Infinia Metal Edition Credit Card
Super Premium | Invite Only
Best For: Shopping, Cashback

HDFC Bank Infinia Metal Edition Credit Card

4.8/5

  • Welcome Bonus
  • Shopping
  • Reward Points
  • Airport Lounges
Joining fee
₹12,500 + GST
Renewal Fee
₹12,500 + GST
Base Reward Rate
0.25%
Accelerated Reward
0.25%
Full Details
HDFC Bank Diners Club Black Metal Edition Credit Card
Super Premium
Best For: Travel, Dinning, Shopping

HDFC Bank Diners Club Black Metal Edition Credit Card

4.7/5

  • Welcome Bonus
  • Shopping
  • Reward Points
  • Airport Lounges
Joining fee
Nil
Renewal Fee
Nil
Base Reward Rate
0.25%
Accelerated Reward
0.25%
Full Details
Apply Now

Apply Directly on the Bank Website

Ultra Premium
Best For: Shopping, Cashback

HSBC Taj Credit Card

3.5/5

  • Welcome Bonus
  • Shopping
  • Reward Points
  • Airport Lounges
Joining fee
Nil
Renewal Fee
Nil
Base Reward Rate
0.25%
Accelerated Reward
0.25%
Full Details
Apply Now

Apply Directly on the Bank Website

Super Premium
Best For: Shopping, Cashback

HSBC Premier Metal Credit Card

3.5/5

  • Welcome Bonus
  • Shopping
  • Reward Points
  • Airport Lounges
Joining fee
Nil
Renewal Fee
Nil
Base Reward Rate
0.25%
Accelerated Reward
0.25%
Full Details
Apply Now

Apply Directly on the Bank Website

IndusInd Bank Indulge
Ultra Premium
Best For: Shopping, Cashback

IndusInd Bank Indulge Credit Card

3.5/5

  • Welcome Bonus
  • Shopping
  • Reward Points
  • Airport Lounges
Joining fee
Nil
Renewal Fee
Nil
Base Reward Rate
0.25%
Accelerated Reward
0.25%
Full Details
Apply Now

Apply Directly on the Bank Website

IndusInd Bank Pioneer Heritage Credit Card
Entry Level Card
Best For: Cashback

IndusInd Bank Pioneer Heritage Credit Card

3.5/5

  • Welcome Bonus
  • Shopping
  • Reward Points
  • Airport Lounges
Joining fee
₹499 + GST
Renewal Fee
₹499 + GST
Base Reward Rate
2% to 5%
Accelerated Reward
0.25%
Full Details
Apply Now

Apply Directly on the Bank Website

Super Premium
Best For: Travel, Dining, Movies

Axis Bank Burgundy Private Credit Card

3.5/5

  • Welcome Bonus
  • Shopping
  • Cashback
  • Airport Lounges
Joining fee
₹499 + GST
Renewal Fee
₹499 + GST
Base Reward Rate
2% to 5%
Accelerated Reward
0.25%
Full Details
Apply Now

Apply Directly on the Bank Website